We hear this time and time again in our office, "I have dentures now so I will no longer need your plan". As good as that may sound to you as a denture patient, the reality of it is quite the contrary. In fact, now that you are wearing dentures there may be more of a reason to have a good dental coverage. You see, getting dentures is not the end game for going to the dentist. It is the start of a different type of dental visit. The ADA recommends that you still get your check-up every year and also be checked for oral cancer and bone loss. Denture patients run a higher risk of it.
Having no dental coverage at all can lead to very costly dental bills, even if you have dentures. If they break, do not fit properly or even when you just need that twice yearly check-up, the bill can add up quickly and and a dental insurance policy may not provide the best coverage. Dental insurance is a costly waste of money for general dental patients and even more so for denture wearers. The waiting period alone to have anything done with your dentures is bad enough, but they they may offer very limited and minimal coverage for maintenance and repairs. For example, in general, insurance companies can make you wait up to 5 years to be eligible for replacement coverage. Statistically, most problems with dentures happen in the first 2 years. Those who have had dentures for 5 years or more are less likely to have any significant problems with them.
So that's where the dental plan becomes more valuable to a denture patient. Knowing the cost of a repair, re-alignment or replacement is essential. Not having to wait for treatment is the one thing that sets a good dental plan apart from an insurance plan. With the immediate coverage, coverage on all pre-existing conditions and significant savings, you will always have the peace of mind that you are covered.
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