Are You In Need of Dental Financing?

Ok, so you've just been to the dentist and found out that you need thousands of dollars of restorative work. You have what we commonly refer to as "sticker shock". You know that you don't have that kind of money just laying around..

Whether you are in need of restorative work or cosmetic dentistry, there are a variety of creative financing plans available to help. Dentistry is among the most expensive in healthcare, with costs rising even as the economy is failing. Here are some suggestions for those who are in need of major restorative work, but who cannot afford the out of pocket expense. 

First of all, make sure you have good dental coverage (a good dental plan used in conjunction with your credit plan will go a long way toward lowering the costs, thereby making your money go farther.) 
Here is one of the most popular credit organizations to consider:

• Care Credit Healthcare Plan is a financing company that is offered by Synchrony Bank. It offers financing for personal healthcare, i.e. dental, (cosmetic or restorative) vision care, surgical procedures, (and just FYI) there is financing available for pet care as well! This option does require that you qualify for a loan. Click here to read more.

Other Credit Cards to look into could be Chase Freedom Unlimited, City Simplicity Card and Capital One Quicksilver.   Some of these offer interest free periods, points toward other purchases and low APR's. 

Unfortunately, there are many who may not qualify for financing. Don't give up! Many dental providers are now offering in-house financing options for people with no insurance, or who might need a little help with funding for an expensive treatment plan. Additionally, dental school clinics are a consideration, as they can perform most procedures at discounted fees and all work is done under supervised conditions.

Believe it or not, there is something out there for everyone in the way of affordable dental care! Don't be discouraged!