Wednesday, October 14, 2015

5 Reason To Choose A Dental Plan Over Dental Insurance

When it comes to choosing dental coverage there are many options out there. Find the one that is best for you can be confusing and frustrating. As insurance companies are now starting to jump on the dental train, finding quality dental coverage requires more and more research. Here's a tip, Do not rule out dental plans. Dental plans have been providing affordable quality dental coverage longer than most of the major insurance companies who have recently started selling it as a stand alone policy.

Here are 5 reasons that you should choose a dental plan over dental insurance.

1. More Consistent Coverage: Unlike dental insurance, a dental plan does not require a preauthorization to get dental work done. So you do not have to worry about a claim being denied.

2.  No Deductible or Coverage Caps: With a dental plan, you do not have to worry about meeting a deductible before your coverage kicks in. Also a dental plan does not have a coverage cap. So you do not have to worry about only being covered for a certain dollar amount per year.

3. No Waiting Periods: If you need a root canal today because you are in pain, insurance will cover it if it past their "waiting period". With a dental plan, you do not have to worry about it. There is no waiting period so you can get the work you need done as when need to have it done.

4. Immediate Coverage: With a dental plan, you get the coverage you are paying for right away. In some cases you can even sign while you are in the dental office and be covered for that visit. You do not have to pay for it now and get the coverage later.

5. Pre-Existing Conditions Covered: This is important for this of you who have had dental work done in the past. With a dental plan, if you have any pre-existing conditions, they are covered as well.

If you would like to know what dental coverage is out there and what the differences are between them you can check them out on our website by clicking here.

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