Member Question: Fee Schedules Per State

Questions From Our Members

E. Brighton of Boston MA. asks: 

I live part of the year in Arizona and the other part of the year in Massachusetts.  I have noticed that Schedule of Benefits changes from State to State, can you explain why.

Savon’s Answer

Great Question!  The Schedule of Benefits are broken up into 8 zones.  Zone 1 is Arizona only.  The main reason for that is Arizona is our corporate headquarters.  The rest of the states are in zones 2 through 8.

What zone each state is placed in is determined using the U.S. Census Bureau economic indicators.  The higher the per capita income is for a state the higher the zone is and visa versa.  Alaska, for example is in zone 8 while Arkansas is in zone 2.

Please keep in mind that our mission statement is:  "To provide quality and timely dental care at a price that is fair and reasonable to the member and the dentist".

We understand that the cost of living is higher is some states than it is in others but the income level, for the most part, is also higher in these states.

Using the zone system is the best way to make sure that our members are saving as much as possible while making sure that our providers are not losing money by being in our network.

If you would like to see what zone each state is in please visit our Member Center and click on the PDF Schedule of Benefits.

(the content of this blog was originally posted in our February 2016 Newsletter in the article "Here's Your Answer")