It's no secret that the cost of medical care in this country is unbelievable, if not completely unrealistic, particularly for the uninsured. Dentistry is no different. The cost to maintain your healthy smile is high enough, but should you need restorative care you can expect to pay a high price for it in this market. Even if you're lucky enough to be insured, your cost for just one visit can exceed your insurance benefit, leaving you to pay for the remainder of the procedure out of pocket. Here are a few ways to avoid "sticker shock" at the dentist's office:
1. See your dentist every 6 months for a checkup. Many people wait YEARS to see a dentist, opting to go only when they have a problem. Good preventive care is the key to keeping your dental bills cheap. Have that small cavity filled! It costs much more for a root canal down the line if you wait.
2. Discuss your treatment options with your dentist. If you still feel the cost is too high, get a second opinion. Another dentist may opt for a more conservative treatment, saving you money.
3. Whether you are insured or uninsured, look into the possibility of a good discount dental plan. Insurance benefits will only go so far...often only $1000-$1500 per year. As I mentioned before, one can exceed that amount in a single visit to the dentist for a restorative procedure. Discount dental plans (Such as Savon) typically do not have a limit...you will continue to receive that discounted fee no matter how much work you need.
For a better comparison between insurance and dental plans, visit our comparison zone!
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