I read a really good article recently that makes a good argument for Dental Plans! Not directly, of course, but if one considers that dentistry is among the most expensive in terms of healthcare and that there is no regulatory agency that holds dental prices in check, a Dental Plan can be extremely beneficial. Dental insurance companies pay little to nothing and put a cap on your benefits.
Now, when I say Dental Plan, I don't mean the ever growing "in-house" type of plan that some dentists are trying to promote; those will save you very little money overall and if a problem arises...well, where are you going to go? The plan would not be accepted by another facility! No, I'm suggesting a bonafide, BBB accredited discount plan.Dental plans go far beyond what insurance companies do in terms of savings. More procedures are covered, there is no limit to benefits, coverage is immediate and there is no waiting 12 months for a large procedure...Seriously, why would one NOT consider a dental plan? Do your homework, but at least check it out. You'll find that the savings and a small investment for a membership are well worth the effort, especially now, in an uncertain market. Everyone needs dental work at some point. Be prepared with a good dental plan.
** Additionally, Medicare Advantage Dental Plans are NOT what they are cracked up to be. Sure, $4000 looks good on the brochure, but trust me, you are not likely to get anywhere near that amount in coverage.
Don't wait for a toothache!!
No comments:
Post a Comment