Housing Got You Down?

The debt to equity ratio of housing in the United States is at its lowest level since the 1945's. This isn't the greatest news to those of us that own houses, but what can one to do? The answer is look for places where you can tighten your budget. We can all find ways to cut the budget: but when it comes to health care, don't cut your throat at the same time. Look at your health care premiums and evaluate them. If you have a payroll deduction plan at work that pays for your health plan, look at the amount being taken out of your check every payday. If you feel that you can keep the same level of healthcare coverage, or even improve on it, then it is time to talk to your Human Relations Department at work and ask them if you can opt out of their plan and seek coverage on your own*. Please do the research before you visit your Human Resources Department because you need to have good health plan coverage, you just don't need to spend an arm and a leg on it!

*If you really want to help your fellow workers, show the Human Relations Department at your work how to save money for everybody they employ and at the same time give everybody, including yourself, a bigger net paycheck in the process!