I saw an article recently that makes a good argument for Dental Plans! Not directly, of course, but if one considers that dentistry is among the most expensive in terms of healthcare and that there is no regulatory agency that holds dental prices in check, a Dental Plan can be extremely beneficial.
Senior Citizens! Don't be fooled by Dental Insurance Companie's promise to cover $2000, $3000, even $4000 of your dental costs! Dental insurance companies actually pay little to nothing and put a cap on your benefits. It never works out in favor of the patient. Never.
Back to Dental Plans. Now, when I say Dental Plan, I don't mean the ever growing "in-house" type of plan that some dentists are trying to promote; those will save you very little money overall and if a problem arises...well, where are you going to go? The plan would not be accepted by another facility! No, I'm suggesting a bonafide, BBB accredited discount plan.Dental plans go far beyond what insurance companies do in terms of savings. More procedures are covered, there is no limit to benefits, coverage is immediate and there is no waiting 12 months for a large procedure...
Don't wait for a toothache!!